About Me
About Me
Dr. Thembi Aquil
Certified Financial Educator, Freddie Mac CreditSmart Coach, FICO Credit Literacy Instructor and Housing Counselor
I’m Dr. Thembi Aquil, and for more than three decades, I’ve navigated both personal and professional journeys that taught me how deeply our emotional landscape and financial choices are intertwined. After spending 25 years at one of the largest financial institutions, I earned my Master’s and Doctorate in Business Administration, as well as a certificate in Workplace and Personal Wellness Foundations. In 2010, I began volunteering with Junior Achievement and other nonprofit organizations, teaching financial literacy to children, teens, and adults. Those early experiences showed me that true wellbeing isn’t just about numbers, it’s about mindset, resilience, and knowing how to be present for yourself and those you care about.
“ Achieving financial success involves embracing both victories and setbacks as opportunities for growth. Every stumble is a chance to learn, adapt, and move forward with greater determination to achieve your financial goals. ”
Dr. Thembi Aquil
The Journey of Sensible Living
As Founder of Sensible Living, I’ve grown beyond teaching only financial strategies. Drawing on my own climb out of financial hardship, I now guide individuals, families, and organizations toward holistic wellness by blending emotional intelligence, mindfulness practices, and practical money management. Whether I’m working one-on-one to help you uncover your money story and heal financial trauma or leading a corporate workshop on stress reduction, emotional resilience, or financial clarity, my approach is always rooted in conscious presence. You’ll find that every recommendation, exercise, or conversation is designed to help you stay grounded in the moment, identify what matters most, and build lasting habits that nourish your mind, heart, and wallet.
Today, I’m known not just as a financial educator but as a speaker and coach who empowers audiences to create meaningful change across all areas of life. By integrating mindfulness techniques with emotional and financial intelligence, I deliver dynamic keynotes, hands-on workshops, and personalized coaching that transform how you respond to stress, make decisions, and chart a course toward lasting balance. My heartfelt goal is to equip you with clear, accessible tools so you can thrive mentally, emotionally, and financially and embrace a more harmonious, purpose-driven life.
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