Sensible Living Coach empowers individuals, HR leaders, and organizations to master holistic wellness through S.E.L.F. Intelligence—integrating social, emotional, leadership, and financial intelligence for lasting personal and professional growth. GET STARTED Discover Your Next Breakthrough in Health, Leadership & Finance Mindset to Mastery : Holistic Growth for Individuals & Organizations Empower your team with Social, Emotional, Leadership, and Financial Intelligence to foster a resilient and high-performing workplace. EXPLORE FURTHER EXPLORE FURTHER Is Your Team Thriving or Just Surviving? Are Workplace Challenges Holding Your Business Back? Your employees are your greatest asset, but are they thriving? Many organizations today face challenges like low morale, ineffective communication, high stress levels, and leadership gaps. Teams may struggle to collaborate, leaders might feel ill-equipped to inspire their teams, and financial stress could be affecting productivity. These challenges don’t just hurt your people—they impact your bottom line. At Sensible Living, we believe that true workplace wellness goes beyond physical health. It’s about empowering employees with the tools they need to thrive personally and professionally. Our S.E.L.F. Intelligence™ Workshops are designed to transform your workforce by building stronger connections, reducing stress, empowering leaders, and equipping employees with practical, actionable solutions that drive real results. SCHEDULE A CONSULTATION “ We appreciate your invaluable perspective, which was crucial in making the discussion a success. We are grateful for the way you enthusiastically engaged our audience. Your presentation left a lasting impression, and we have received positive feedback from attendees who found your insights informative and inspiring.” Latesha H. What Are S.E.L.F. Intelligence Workshops? Our workshops are dynamic, interactive sessions that address the challenges today’s workforce faces. Each workshop is tailored to help employees and leaders develop the skills needed to improve communication, manage stress, lead with purpose, and make informed financial decisions. These workshops are ideal for organizations looking to: Develop strong, adaptive leaders Foster team collaboration and trust Enhance employee engagement and morale Reduce workplace stress and improve resilience Empower employees with financial wellness tools In today's fast-paced work environment, employees face numerous challenges: 52% of employees reported feeling burned out in the past year due to their job, 84% of employees say their financial stress leaves them exhausted and burned out, and 70% of organizations recognize the importance of leaders mastering a wider range of effective behaviors to meet current and future business needs. SERVICES Unlock Holistic Wellness & Transform Lives At Sensible Living, we believe true well-being blends mental resilience, emotional intelligence, and financial confidence. Whether you’re leading a team, speaking to a crowd, or striving for personal financial freedom, our tailored solutions empower you to thrive in every area of life. Workplace Wellness Empower your team with S.E.L.F. Intelligence™ Workshops — designed to enhance collaboration, reduce stress, and develop leaders while creating a resilient and thriving workplace. LEARN MORE Speaking & Webinars Inspire and educate your audience with dynamic keynotes and virtual sessions on topics like resilience, SELF Intelligence™, and mindful leadership—delivered with storytelling, humor, and actionable takeaways. LEARN MORE Financial Coaching Gain clarity and confidence in your finances with personalized coaching that tackles budgeting, debt reduction, and goal setting. Our proven frameworks help you build lasting habits and secure your financial future. LEARN MORE “ Dr. Aquil is a talented financial wellness coach who provides content and tips in an easily digestible format. Our team was so pleased to walk away from her first session with tasks to improve their financial health, that we immediately found additional groups and topics for her return visits. Highly recommended! ” Sabrina J. Ignite Leadership & Inspire Change Dr. Aquil tailors every engagement to drive purpose and potential—whether you’re rallying emerging entrepreneurs, galvanizing your leadership team, or equipping students with the tools to lead themselves. Through powerful storytelling, interactive exercises, and actionable frameworks, she ignites the spark that turns inspiration into lasting transformation. EMPOWER YOUR GROWTH Subscribe to the Sensible Living Gems Newsletter! Sign up for your monthly guide to financial abundance SL NEWSLETTER

Transform your life, achieve financial success, and build the foundation for generational wealth. Empowered Abundance is here to guide you in shifting your money mindset, equipping you with the financial literacy needed to change how you think about, manage, and grow your wealth. Empowered Abundance Transform your life, achieve financial success, and build the foundation for generational wealth. Empowered Abundance is here to guide you in shifting your money mindset, equipping you with the financial literacy needed to change how you think about, manage, and grow your wealth. Available On : Amazon, Kindle and Barnes & Noble BOOKS CALL TO ACTION Unlock Financial Freedom & Build Wealth with Confidence Are you ready to transform your financial future and embrace a life of empowerment and abundance? In Empowered Abundance: From Debt to Financial Success, Dr. Thembi Aquil guides you through a powerful journey of financial wellness, helping you shift your money mindset, gain financial literacy, and create a legacy of generational wealth. Get Your Copy of Empowered Abundance Start your journey to financial empowerment before anyone else! Don’t miss out — purchase your copy now and become part of an exclusive community of readers, as you unlock your financial success. AMAZON KINDLE BARNES & NOBLE Exclusive Bonuses for Early Purchases! Be among the first to get your copy of the book and access exclusive bonuses: Book Giveaway Enter to win a free signed copy of Empowered Abundance: From Debt to Financial Success! Live Group Discussion Join a group discussion of the first chapter with Dr. Aquil, where you’ll gain insights and connect with like-minded readers. What You’ll Discover in Empowered Abundance : From Debt to Financial Success Redefine Your Relationship with Money Learn to let go of limiting beliefs and embrace a healthy money mindset that aligns with your goals. Master Practical Financial Strategies From budgeting basics to debt reduction and savings plans, gain practical skills for building and sustaining wealth. Create a Personalized Wealth-Building Plan Get step-by-step guidance on setting realistic goals, building a solid financial foundation, and achieving your dreams. Prepare for Life’s Financial Challenges Equip yourself to handle unexpected expenses, plan for retirement, and establish a stable future for yourself and your loved ones. Dive Deeper Into The Book In this powerful guide, Dr. Thembi Aquil, a financial expert with firsthand experience of financial hardship, provides an honest, relatable roadmap to help you reset your relationship with money. Dr. Aquil has been where you are — feeling the weight of financial stress — and she’s here to show you how to overcome those hurdles. Her unique approach is all about taking you from financial survival to financial success, helping you unlock the tools and knowledge you need to create lasting, positive changes in your life. Packed with actionable advice, real-life insights, and empowering strategies, this book goes beyond surface-level positivity to tackle the heart of what holds so many back from financial freedom. Think of this book as your financial toolkit and trusted companion. You’ll be inspired to take control of your money, make intentional financial decisions, and turn your goals into a reality. With Empowered Abundance, you're not just learning to manage money—you’re empowering yourself to build a life of abundance and security, leaving a legacy of prosperity for those who come after you. Are you ready to make a liberating change? Start your journey to financial empowerment today. Ready to Take Control of Your Financial Future? Don’t miss the chance to be part of the launch and start your journey to financial freedom. Purchase now to receive exclusive bonuses, and be the first to own a copy of Empowered Abundance: From Debt to Financial Success! Get Your Copy of Empowered Abundance Start your journey to financial empowerment before anyone else! Don’t miss out — purchase your copy now and become part of an exclusive community of readers, as you unlock your financial success. AMAZON KINDLE BARNES & NOBLE “ Empowered Abundance is a resource that truly illuminates and reframes your relationship with money. With its honest, welcoming approach and actionable journaling exercises, this book offers a clear, accessible path to financial wellness. For those who know they need to address their finances but haven’t yet—or haven’t yet successfully—I believe it can help lead to real, sustained success. ” Dana Zellers, Executive Coach About Dr. Thembi Aquil Dr. Thembi Aquil is a seasoned financial educator who has faced and overcome real-life financial struggles. Her personal experiences with financial hardship, paired with over 30 years of invaluable experience in the financial industry, make her the ideal guide on your journey to financial wellness. Dr. Aquil’s passion is helping individuals and families achieve financial freedom by providing clear, accessible, and empowering guidance. Subscribe to the Sensible Living Gems Newsletter! Sign up for your monthly guide to financial abundance

Enhance your next event with Sensible Living Coach’s dynamic discussions on emotional intelligence, resilience, and financial wellness helping people to lead balanced, fulfilling lives. Book now to inspire real change! Empower, Transform & Inspire Speaking & Webinars Empower your audience with transformative speaking topics. Unlock the power of emotional intelligence, resilience, and financial wellness with a dynamic speaker who’s committed to helping people lead balanced, fulfilling lives. Dr. Thembi Aquil is available for speaking engagements that provide actionable insights, real-life examples, and interactive strategies to elevate your team or organization. BOOK THEMBI NOW Meet Dr. Thembi Aquil Transform your perspective and unlock new possibilities. Dr. Aquil delivers dynamic and interactive sessions that cater to a wide range of audiences, including organizations, colleges, corporate teams, and entrepreneurs. She offers powerful insights into building emotional resilience, developing social intelligence, and creating a balanced, purposeful life. Dr. Aquil’s engaging speaking style isn’t just about imparting knowledge; it’s about igniting transformation. Dr. Aquil’s engaging speaking style, filled with actionable insights and real-world strategies, ensures that every event is memorable, impactful, and leaves a lasting impression long after the session ends. Attendees leave with not only practical tools but also the motivation to implement lasting change in their personal and professional lives. Sparking Financial Change Play Video Overcoming Financial Challenges Play Video The Power of Empathy Play Video Financial Engagement Play Video Watch Now Share Whole Channel This Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Share Channel Info Close Empowering Positive Change Through a journey of personal challenges and growth, I discovered the transformative power of emotional resilience, financial literacy, and holistic well-being. Today, I am driven to share these insights with others, empowering them to lead more balanced, fulfilling lives. My mission is to speak on the intersection of emotional intelligence, financial clarity, and holistic wellness, helping individuals and organizations thrive in both their personal and professional lives. I believe that by embracing a holistic approach, we can create lasting change. By sharing my story and strategies, I aim to inspire and uplift others, giving them the tools to navigate life’s challenges with confidence, clarity, and strength. BOOK THEMBI NOW Transformative Speaking Topics Dr. Aquil's speaking engagements cover a broad spectrum of holistic wellness topics, each designed to resonate deeply with audiences across the nation. Her specialties include, but are not limited to: Emotional Resilience How to Bounce Back Stronger from Life’s Challenges Mastering Life’s Challenges How Emotional Intelligence Fuels Financial Clarity The Power of Intelligence How to Build Stronger Connections for Success 1 Emotional Resilience : How to Bounce Back Stronger from Life’s Challenges Life is full of challenges, but it’s not about avoiding adversity; it's about bouncing back stronger. This keynote addresses the importance of emotional resilience in navigating personal and professional challenges. Dr. Thembi Aquil will guide your audience through three simple steps: reset, refocus, and rise, helping them turn setbacks into opportunities for growth. Perfect for anyone looking to develop mental toughness and navigate life's storms with confidence. Emotional Resilience : Key Takeaways Learn how to reset when life’s challenges leave you feeling overwhelmed Refocus your energy on solutions instead of problems Rise with renewed strength after every setback BOOK THEMBI NOW 2 Mastering Life’s Challenges : How Emotional Intelligence Fuels Financial Clarity Emotional intelligence is key to making confident, well-informed decisions especially when it comes to managing your finances. This session will help attendees understand how emotional awareness and financial clarity go hand in hand. Dr. Thembi Aquil will show you how to build the emotional intelligence necessary to break free from impulsive spending habits, manage financial stress, and make decisions that align with both your personal values and long-term goals. Mastering Life’s Challenges : Key Takeaways Recognize how emotions affect your financial decisions Use self-regulation techniques to manage financial stress Make decisions with financial clarity and emotional confidence BOOK THEMBI NOW 3 The Power of Social & Emotional Intelligence : Building Stronger Connections for Personal and Professional Success This talk will dive into the power of social and emotional intelligence, teaching your audience how to build deeper, more meaningful connections in both personal and professional settings. Dr. Thembi Aquil explores how being in tune with your own emotions and those of others can lead to better communication, stronger relationships, and greater overall success. This is a must-attend for leaders, managers, or anyone looking to enhance their interpersonal skills and emotional awareness. The Power of Intelligence : Key Takeaways Enhance your communication skills by understanding and managing emotions Build genuine, trusting relationships that foster collaboration and success Learn how to navigate challenging conversations with emotional intelligence BOOK THEMBI NOW SPEAKING TOPIC 1 SPEAKING TOPIC 2 SPEAKING TOPIC 3 “ Dr. Aquil is a talented financial wellness coach who provides content and tips in an easily digestible format. Our team was so pleased to walk away from her first session with tasks to improve their financial health, that we immediately found additional groups and topics for her return visits. Highly recommended! ” Sabrina J. Why Hire Dr. Thembi Aquil Whether you're looking to inspire a group of aspiring entrepreneurs, empower a team of professionals, or offer students valuable insights into emotional intelligence, resilience, and holistic wellness, Dr. Aquil tailors each presentation to meet the unique needs and aspirations of her audience. Invite Dr. Aquil to your next event and embark on a journey of personal and professional transformation. Her engaging sessions promise not only to educate but to inspire lasting change. Connect with Dr. Aquil today to secure a speaker who will leave your audience informed, motivated, and ready to embrace new challenges with confidence and clarity. BOOK THEMBI NOW Subscribe to the Sensible Living Gems Newsletter! Sign up for your monthly guide to financial abundance

Dr. Thembi Aquil is a seasoned wellness educator who has faced and overcome real-life struggles. Her personal experiences, paired with over 30 years of invaluable experience in the financial industry, make her the ideal guide on your journey to holistic wellness. Dr. Aquil’s passion is helping individuals, families, and organizations achieve holistic wellness by blending emotional intelligence, mindfulness practices, and practical money management. About Me About Me Dr. Thembi Aquil Certified Financial Educator, Freddie Mac CreditSmart Coach, FICO Credit Literacy Instructor and Housing Counselor I’m Dr. Thembi Aquil, and for more than three decades, I’ve navigated both personal and professional journeys that taught me how deeply our emotional landscape and financial choices are intertwined. After spending 25 years at one of the largest financial institutions, I earned my Master’s and Doctorate in Business Administration, as well as a certificate in Workplace and Personal Wellness Foundations. In 2010, I began volunteering with Junior Achievement and other nonprofit organizations, teaching financial literacy to children, teens, and adults. Those early experiences showed me that true wellbeing isn’t just about numbers, it’s about mindset, resilience, and knowing how to be present for yourself and those you care about. “ Achieving financial success involves embracing both victories and setbacks as opportunities for growth. Every stumble is a chance to learn, adapt, and move forward with greater determination to achieve your financial goals. ” Dr. Thembi Aquil The Journey of Sensible Living As Founder of Sensible Living, I’ve grown beyond teaching only financial strategies. Drawing on my own climb out of financial hardship, I now guide individuals, families, and organizations toward holistic wellness by blending emotional intelligence, mindfulness practices, and practical money management. Whether I’m working one-on-one to help you uncover your money story and heal financial trauma or leading a corporate workshop on stress reduction, emotional resilience, or financial clarity, my approach is always rooted in conscious presence. You’ll find that every recommendation, exercise, or conversation is designed to help you stay grounded in the moment, identify what matters most, and build lasting habits that nourish your mind, heart, and wallet. Today, I’m known not just as a financial educator but as a speaker and coach who empowers audiences to create meaningful change across all areas of life. By integrating mindfulness techniques with emotional and financial intelligence, I deliver dynamic keynotes, hands-on workshops, and personalized coaching that transform how you respond to stress, make decisions, and chart a course toward lasting balance. My heartfelt goal is to equip you with clear, accessible tools so you can thrive mentally, emotionally, and financially and embrace a more harmonious, purpose-driven life. Subscribe to the Sensible Living Gems Newsletter! Sign up for your monthly guide to financial abundance

Sensible Living Coach offers personalized financial coaching to help you reduce debt, build wealth, and gain lasting money confidence. We will create a customized plan to address any beliefs you have about money, budgeting, and credit. Have a Plan to Responsibly Manage Your Money Financial Coaching Enjoy the financial freedom of doing the things you love with the people you love! EXPLORE FURTHER GET STARTED Step 1 Schedule FREE consultation Step 2 Create a custom plan Step 3 We execute the plan Step 4 Achieve financial freedom EXPLORE FURTHER Are you drowning in debt and don't see a way out? Are You Clueless About Where Your Money is Going? I’m Dr. Thembi Aquil, the Founder of Sensible Living. We’re a holistic wellness company with one specialty being discovering your money story, financial trauma, and money mindset. Are you constantly stressing about money running out before the month does? I've been there and climbed out, and now I use my experience and expertise to help people just like you navigate the often-overwhelming world of personal finance. Sensible Living offers personalized financial strategies to help you conquer money worries, enabling you to enjoy life with the ones you love. We work with people 1:1 on their personal and business finances. Let's make your financial worries a thing of the past! MEET THEMBI Have the Money You Need When You Need It Many people feel stressed because they go to work every day and they're not able to pay their bills. At Sensible Living, we provide you with expert financial strategies so you don't have to worry about your money running out before the month does, and you now have the freedom to do the things you love with the people you love. Increase your overall knowledge and financial confidence Be able to regularly do things you enjoy in life with your loved ones Be at peace when paying bills, knowing there’ll be money left over SCHEDULE A FREE CONSULTATION “ It was scary not having any savings in place. I was also not ‘paying myself’ or able to see any rewards from my hard work. Thembi suggested great savings plans, such as high yield savings accounts, as well as best practices of paying down debt. I am more cognizant of my money spending habits and feel more comfortable and less worried about money. I am less impulsive in my spending and make better decisions. ” Lisa H. My Clients Are Confident Decision-makers I understand how it feels to be standing in the grocery line at the supermarket and have to check different bank accounts to see if I have enough money to feed my family. Many of my clients have struggled to pay their bills on time. I’ve taught countless people how to stop going over their budget and responsibly manage their money. Have money saved for a down payment to purchase a new home You can take the kids to Disney World, and not have to put it on a credit card When invited to lunch, you’ll say yes, without worrying about the bill SCHEDULE A FREE CONSULTATION Your Plan to a Great Financial Future Here's how it works: Step 2 Create a customized plan Step 1 Schedule a FREE consultation Step 3 We execute the plan Step 4 Achieve financial freedom Subscribe to the Sensible Living Gems Newsletter! Sign up for your monthly guide to financial abundance

Explore Sensible Living Coach’s top financial resources—tools, guides, and expert tips to boost your budgeting, money management, and investing success. Financial Resources Financial Knowledge For Your Success Financial Resources Financial Knowledge For Your Success Book Promotion Available On : Amazon, Kindle and Barnes & Noble Unlock Financial Freedom & Build Wealth with Confidence Start your journey to financial empowerment before anyone else! Don’t miss out — purchase your copy now and be part of an exclusive community, as you unlock your financial success. Book Giveaway – Enter to win a free signed copy of the book! Live Group Discussion – Join a group discussion of the first chapter with Dr. Aquil, where you'll gain insights and connect with like-minded readers. AMAZON KINDLE BARNES & NOBLE Learn More About Empowered Abundance NEW eBook Promotion Download the FREE tips and budget planner today! Do you want to take control of your financial future? Download the FREE tips and budget planner to unlock your financial potentia l ! Download Now Click here to download Budgeting Tools Budgeting Tools Mint | Budget Tracker & Planner FREE Goodbudget | Budget Tracker FREE TRIAL YNAB | Budget Program Credit Health Credit Health FREE Annual Credit Report FREE Credit Karma mint.com | Budget Tracker & Planner Credit Repair FREE MyFICO Retirement Retirement FREE AARP Retirement Calculator FREE Social Security Student Loans Student Loans FREE Federal Student Loans FREE Student Loan Repayment Simulator Financial Calculators Financial Calculators, Templates, Simulators Vertex42 FREE Subscribe to the Sensible Living Gems Newsletter! Sign up for your monthly guide to financial abundance

Elevate employee well-being with Sensible Living Coach's Workplace Wellness programs using S.E.L.F. Intelligence to reduce financial stress, boost retention, and foster a healthier, more productive workforce. Is Stress, Burnout, or Disengagement Slowing Down Your Team? Holistic Workplace Wellness You’re not imagining it—teams everywhere are feeling the pressure. From rising stress levels to quiet quitting and leadership fatigue, today’s workforce is overwhelmed, under-supported, and at risk of burnout. And when your people are struggling, so is your bottom line. EXPLORE FURTHER EXPLORE FURTHER Empowering Workplace Wellness Through S.E.L.F. Intelligence At Sensible Living , we believe that true workplace wellness goes beyond physical health. It’s about empowering employees with the tools they need to thrive personally and professionally. That’s why we offer our signature S.E.L.F. Intelligence™ Workshops, designed to enhance Social, Emotional, Leadership, and Financial Intelligence—the essential pillars of holistic workplace success. SCHEDULE A CONSULTATION What Are S.E.L.F. Intelligence Workshops? Our workshops are dynamic, interactive sessions that address the challenges today’s workforce faces. Each workshop is tailored to help employees and leaders develop the skills needed to improve communication, manage stress, lead with purpose, and make informed financial decisions. These workshops are ideal for organizations looking to: Develop strong, adaptive leaders Foster team collaboration and trust Enhance employee engagement and morale Reduce workplace stress and improve resilience Empower employees with financial wellness tools In today's fast-paced work environment, employees face numerous challenges: 52% of employees reported feeling burned out in the past year due to their job, 84% of employees say their financial stress leaves them exhausted and burned out, and 70% of organizations recognize the importance of leaders mastering a wider range of effective behaviors to meet current and future business needs. S.E.L.F. Workshop Offerings Social Intelligence Help your team master interpersonal skills and build stronger connections. Topics Include : Active listening, empathy, team dynamics, and collaboration Emotional Intelligence Equip employees with the ability to manage emotions and reduce stress. Topics Include : Self-awareness, emotional regulation, and conflict resolution Leadership Intelligence Develop resilient, empathetic leaders who inspire their teams to succeed. Topics Include : Decision-making, mentorship, and strategic thinking Financial Intelligence Reduce financial stress and boost productivity with practical money management tools. Topics Include : Budgeting, debt management, and goal setting The Impact of Implementing S.E.L.F. Intelligence Increased Productivity Addressing financial stress can save companies $5,600 in attrition per employee. Reduced Burnout Organizations that invest in employee well-being see a significant decrease in burnout rates. Enhanced Engagement Leadership development improves employee engagement & growth by over 60%. SCHEDULE A CONSULTATION “ We appreciate your invaluable perspective, which was crucial in making the discussion a success. We are grateful for the way you enthusiastically engaged our audience. Your presentation left a lasting impression, and we have received positive feedback from attendees who found your insights informative and inspiring.” Latesha H. Why Choose S.E.L.F. Intelligence Workshops? Our workshops are more than training sessions—they’re transformative experiences that empower employees to reach their full potential. By integrating these four intelligences, we help organizations build a well-rounded, engaged, and high-performing workforce. What Makes Us Different? Expert Facilitation Delivered by experienced professionals with decades of expertise in workplace wellness and training. Customization Each workshop is tailored to meet the unique needs of your organization. Practical Tools Participants leave with actionable strategies they can implement immediately. Empowered Teams, Healthier Culture & Stronger Results Is your team ready for a reset that actually works? Our S.E.L.F. Intelligence™ workplace wellness programs are designed to meet the real challenges your employees face: burnout, low morale, unclear leadership, and financial stress. Let’s partner to design tailored workshops that create measurable change. Whether the focus is building trust, reducing stress, developing resilient leaders, or helping your team gain financial clarity, we’ll help you unlock the full potential of your workforce. Take the first step toward a more energized, engaged, and empowered organization. SCHEDULE A CONSULTATION Subscribe to the Sensible Living Gems Newsletter! Sign up for your monthly guide to financial abundance

Discover how Sensible Living Coach protects your data. Our Privacy Policy outlines how we collect, use, and secure personal information for your peace of mind. Privacy Policy January 1st, 2025 Privacy Policy January 1st, 2025 Information We Collect This Privacy Policy outlines how Sensible Living Coach, LLC ("we," "our," or "us") collects, uses, and protects personal information obtained from users ("you" or "your") of our website. We collect names, phone numbers and email addresses provided voluntarily by users when they subscribe to our newsletter, download our tips and budget planner, scheduling or fill out a contact form on our website. Our website collects certain information by automated means such as how many users visit our site and from what general geographical location the user is located. However, we do not collect or track users’ unique identifiers, such as IP addresses, nor do we collect or know where a specific user is geographically located. Use of Information We use the personal information collected solely for the purpose of communicating with you and providing the services you request, such as sending newsletters or responding to inquiries. Information Disclosure We do not sell, trade, or otherwise transfer your personal information to third parties. However, we may share your information with trusted service providers who assist us in operating our website or servicing you, as long as they agree to keep this information confidential. Data Security We implement reasonable security measures to protect the confidentiality and integrity of your personal information. However, please be aware that no method of transmission over the internet or electronic storage is 100% secure. Your Choices You may choose not to provide us with certain personal information, although this may limit your ability to access certain features of our website. Minor’s Privacy Our website is not directed to individuals under the age of majority as defined by their state or province. We do not knowingly collect personal information from individuals under the age of majority. By using this site, you affirm that you are at least the age of majority in your state or province of residence. If you are under the age of majority in your state or province of residence, you must have the consent of a parent or legal guardian to use this site. Changes to This Privacy Policy We reserve the right to update or modify this Privacy Policy at any time. Any changes will be effective immediately upon posting on this page. Your continued use of our website after any such modifications constitutes your acceptance of the revised Privacy Policy. Contact Us If you have any questions or concerns about this Privacy Policy or our practices regarding your personal information, please contact us at info info@sensiblelivingcoach.com . By using our website, you consent to the terms of this Privacy Policy. Privacy Policy Date: January 1, 2025 Copyright All contents on this website are the property of Sensible Living, LLC. You may not copy, alter or transmit the contents of this website in any manner. Subscribe to the Sensible Living Gems Newsletter! Sign up for your monthly guide to financial abundance

Sensible Living Blog More Posts Coming Soon! All Posts Dr. Thembi Aquil Aug 19 2 min Beyond the Books: Introducing Financial Wellness in College 1 1 like. Post not marked as liked 1 Dr. Thembi Aquil Mar 25 2 min Spring Cleaning Your Finances: A Fresh Start for Financial Wellness 28 6 likes. Post not marked as liked 6 Dr. Thembi Aquil Mar 25 2 min New Year, New Financial Goals: Laying the Foundation for a Year of Prosperity 26 6 likes. Post not marked as liked 6