Step 1
Schedule FREE consultation
Step 2
Create a custom plan
Step 3
We execute the plan
Step 4
Achieve financial freedom

Are you drowning in debt and don't see a way out?
Are You Clueless About Where
Your Money is Going?
I’m Dr. Thembi Aquil, the Founder of Sensible Living. We’re a Financial Wellness company specializing in discovering your money story, financial trauma, and money mindset. Are you constantly stressing about money running out before the month does? I've been there and climbed out, and now I use my experience and expertise to help people just like you navigate the often-overwhelming world of personal finance.
Sensible Living offers personalized financial strategies to help you conquer money worries, enabling you to enjoy life with the ones you love. We work with people 1:1 on their personal and business finances. We also work with companies to provide financial wellness workshops. Let's make your financial worries a thing of the past!
“It was scary not having any savings in place. I was also not ‘paying myself’ or able to see any rewards from my hard work. Thembi suggested great savings plans, such as high yield savings accounts, as well as best practices of paying down debt. I am more cognizant of my money spending habits and feel more comfortable and less worried about money. I am less impulsive in my spending and make better decisions.”
Lisa H.
Have the Money You Need When You Need It
Many people feel stressed because they go to work every day and they're not able to pay their bills. At Sensible Living Coaching, I provide you with expert financial strategies so you don't have to worry about your money running out before the month does, and you now have the freedom to do the things you love with the people you love.

Increase your confidence
Be able to do things you enjoy in life
Be at peace when paying bills, knowing there’ll be money left over
Have money saved for a down payment to purchase a home
You can take the kids to Disney World, and not have to put it on a credit card
When your friends invite you for lunch, you’ll say yes, without worrying about if you can pay the bill


92% of workers are stressed about their finances, 37% of workers have accessed money in their retirement plan, and 13 hours of productivity is lost per
employee on a monthly basis due to financial concerns.
My Clients Are
Confident Decision-makers
I understand how it feels to be standing in the grocery line at the supermarket and have to check different bank accounts to see if I have enough money to feed my family. Many of my clients have struggled to pay their bills on time. I’ve taught countless people how to stop going over their budget and responsibly manage their money.
“As daunting as finance and budgeting is, Thembi does a great job easing my mind and breaking down my big goals into more manageable steps to accomplishing them. I loved that she included me in every step and valued my input when figuring out how I should navigate the next few months. My favorite part is always the homework (to-do list) she gives me as next steps! She is always encouraging and pushing me to stay the course and stick to the plan!! No matter where you are in your financial journey, Thembi will be there to walk you through to the financial life you truly want!!!!”
Ashleigh R.
Your Plan to a Great Financial Future
Here's how it works:
Step 2
Create a customized plan
Step 1
Schedule a FREE consultation
Step 3
We execute the plan
Step 4
Achieve financial freedom